Best Cat Insurance – The Pet Insurance Comparator

What is cat insurance?

L'cat and dog insurance is a mutual health insurance allowing you to obtain reimbursement for your health expenses. Your contract, depending on the formula chosen, ensures covering your health expenses in the event of an accident or illness, for routine consultations or emergencies. With pet insurance, you can also benefit, depending on the offers, from a prevention package (anti-parasite treatments, sterilization, castration, vaccination, identification, etc.).

To obtain reimbursement, simply send your insurance company a care sheet with a paid invoice. There best cat mutual will reimburse you promptly.

>> CLICK HERE TO COMPARE CAT INSURANCE <<

The top 5 best insurance for cats

We did a simulation on our comparator to give you an idea of ​​the best pet insurance. We obtained a rate for a one year old European breed cat who is identified and has no medical history.

Best cat insurance: points to compare

This table allows you to better estimate the cost of cat insurance. However, it is not revealing enough as you only consider the price which is not the sole factor of comparison. A low price for equally low protection is of little interest. To find the best cat insurance, the following points are essential :

• The reimbursement rate : not all plans offer the same support. Reimbursement of veterinary costs can reach 50 to 80% depending on the insurance formulas;
• The annual reimbursement ceiling : taking out cat insurance does not mean that you will be reimbursed for all of your feline's medical expenses. All insurance companies impose a more or less high annual ceiling (between 1,000 and 2,500 euros per year);
• The amount of the deductible : most of the time, insurers impose deductibles whose amount, again, varies. The deductible is applied during the first expense (or even subsequent ones if it is not reached). The best cat insurance is one that does not include a deductible;
• The waiting period : this is the period during which you pay your insurance contribution without benefiting from reimbursement of health costs. This waiting period is more or less long depending on veterinary costs (illness, accident, hospitalization) and depending on the insurers;
• Guarantees included in the contract. They will vary depending on the contracts and the insurance company chosen.

The guarantees of the best insurance for a cat

When you consider subscribing to best insurance for your pet, you must find the most comprehensive plan to cover most of the costs incurred. Covered for consultations, examinations, prevention or death, your pet insurance can be very complete depending on the formula chosen.

A good mutual insurance for cats must include the following guarantees:

• Consultations;
• Alternative medicine ;
• Examinations (blood test, x-ray, scanners, ultrasound, etc.);
• Surgery ;
• Hospitalization ;
• Drugs ;
• Physiotherapy ;
• Physiotherapy;
• Vaccination ;
• Sterilization;
• Flea and tick control;
• Dewormer;
• Checkup ;
• Descaling;
• Food supplements ;
• Hygiene products ;
• Phytotherapy;
• Homeopathy;
• Death.

There best insurance for your cat is above all that corresponding to its needs in terms of health expenditure. Here are some tips for choosing your pet health insurance:

• take into account the age of your cat: If you have a kitten, it may be interesting to choose insurance with a prevention package. This allows you to obtain reimbursement for the expenses of a young cat, namely identification, first vaccines or even sterilization or castration. For an older cat, only vaccine boosters and treatments (dewormer, anti-tick, anti-flea) will be necessary in your prevention package (unless your cat is not yet sterilized or neutered). If you have a senior cat, the risk of illness is greater. A high reimbursement rate for medical care is required;
• your cat's lifestyle: a cat in a house is likely to go out much more than an apartment cat. It is necessary here to choose better cat insurance. Contact with other animals increases the risk of contracting diseases. In addition, the risk of accidents is higher. Beyond the cost of care, in the event of death following an illness or accident, certain plans offer reimbursement for cremation. If euthanasia is necessary, support is again possible with the best cat insurance plans;
• the state of health of your cat: If your cat is experiencing health problems, good care is necessary. With a therapeutic food package, you can expect a reimbursement of part of your purchases of cat food or cat food if they are prescribed by a veterinarian;
• subscription age limit: insurers set an age limit for subscription (generally 10 years maximum). It is necessary to find insurance capable of accepting your cat to ensure that you obtain reimbursement in the event of illness or accident;
• the repayment period: When you request reimbursement from your insurance company, you send, digitally or by post, a care sheet and a paid invoice. Compare the reimbursement times for veterinary expenses and choose the best cat insurance based on the reimbursement time;
• value for money : When choosing the best mutual insurance for dogs and cats, it is necessary to compare mutual insurance companies to ensure that you take out the contract offering the best quality/price ratio. Don’t necessarily choose the cheapest one that gives you little support. Choose a contract with basic or optional guarantees corresponding to your needs. Take out the contract offering the best price with equivalent guarantees;
• consult the reviews: dog and cat owners give their opinions on the internet. Consult them to find out the quality of services of an insurer before subscribing.

Compare to find the best insurance for your feline

When you search for the best cat or dog insuranceyou can shop around among insurers (online and in agency) to find the most secure contract for you while controlling your budget.

>> CLICK HERE TO COMPARE CAT INSURANCE <<

But, requesting quotes from all insurers, whether specialists in animal insurance or not, is tedious. This is why we offer youuse our online pet insurance comparator, a simple, fast, effective, free and no-obligation tool. This time, in just one minute, you will be able to access different insurance offers for your cat.

Fill out a simple form to tell us the following:

• Animal to be insured (dog or cat);
• Gender;
• Breed ;
• Name ;
• Date of birth ;
• Identification ;
• Medical background ;
• Desired formula;
• Contact details of the insured.

All you have to do is compare offers from different insurers For find the best cat insurancenamely the one that will meet your specific needs so you are no longer afraid of incurring costs for your feline.

Once your comparison has been made, the subscription can be done online or by telephone with an advisor, there is no need to travel to cover your pet.

Comparison of the best cat insurance

To help you see things more clearly, here is a comparison of the best insurance for your cat.

Frequently asked questions about the best cat insurance

What are the guarantees of the best cat insurance?

The best health insurance for cats offers coverage for consultations and examinations in the event of illness and accident with a high level of guarantee to limit your out-of-pocket costs. The best pet insurance companies also offer a prevention package.

>> CLICK HERE TO COMPARE CAT INSURANCE <<

How to cancel cat insurance?

Have you already taken out insurance for your cat and this comparison tells you that you have not taken out the best insurance? Don't worry, you can cancel your contract. But, it is not governed by the Hamon law, you will have to wait for the expiry date to cancel. Cancellation is done by sending a registered letter with acknowledgment of receipt at least 60 days before the anniversary date.

How is the price of cat insurance calculated?

The rate charged by insurance companies varies depending on a number of factors. As with any insurance, the objective is to determine the level of risk of having to reimburse healthcare costs. The elements taken into account by the insurance company are as follows:

• The age of your cat;
• Sex;
• The race ;
• Medical history;
• The level of guarantees.